Guaranteed Credit Approval

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At Ken Ganley Nissan of Medina, we know that credit situations can vary. That’s why our team will work with you to find the perfect car for your needs and budget. We’ll also do everything possible to help get you approved for financing! With our Guaranteed Credit Approval program, there are no hassles or games – once you qualify, then we’ll approve!

We want to make sure all drivers in Northeast Ohio have access to quality cars at competitive prices, which is why we offer an extensive selection of new and used vehicles on-site at our dealership. So come by today and see what makes us different than other dealerships near me.

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We’re here to help you, no matter your credit score. We’ve been opening doors since we opened ours and have a 100% approval rate as one of the best-in-class Nissan dealerships in America – but even still, some come looking for trouble or just want something different from their car buying experience because they know how hard it can be when things don’t go according to our plan! So, whether you’re a first-time car buyer, a bad credit user with good payment history, or even damaged credit – we have resources to help. No matter what kind of situation it is, we are here to help every step of the way.

Have you been denied a loan before? If so, don’t worry. Our network of lenders has the perfect plan just waiting to be approved. The only requirements you need are to be at least 18 years old and have a valid driver’s license. Some common situations are those who’ve had bankruptcy, divorce, no credit, or even first-time buyers.

Guaranteed Auto Loan Approval With The Best Rate Possible

If you’re trying to find a car, the last thing you want is for it not to be a good deal. But we’ve got your back and can work hard on finding good deals for all of our customers. A lot goes into making sure that each customer feels valued no matter what their needs are. So even if you’ve had an offer from someone else, we work hard to get you a better deal- it’s as simple as that. You deserve to get the best loan possible. That’s why we help people like you find reliable cars and affordable rates, no matter what type of vehicle is needed – from a family-friendly SUV or a sedan for your daily commute, all the way down to something used that will suit more single drivers’ needs perfectly fine in this competitive marketplace.

A lack of transportation can be a major financial obstacle, but you’re not alone. We’ve worked with thousands, and we understand how high the odds are that someone like you has been up against it before. With our help, though, no one needs to live without driving. Come into any dealership today to discover how our team of friendly professionals gets you what you need fast. If you feel like buying a car has nothing but a stressful experience, we’re here to show you it doesn’t have to be.

Guaranteed Auto Loan Approval: An Easy Process For Our Customers

All you need to do is fill out this simple form on our website and we will help you get started. After we have received your application, we will contact you right away to set up an appointment with our finance team. You can expect a meeting to only take about an hour. We’ll help you understand all your options for finding the best loan possible for a new or pre-owned vehicle during that time. If you have other questions, such as trading in your current vehicle or about a low down payment option, we can provide the answers you’re looking for here.

We are proud to be able to offer financing approval for people from all walks of life. Our team is here to help you get the car that best suits your needs by providing competitive pricing on new Nissan models and used cars, as well as a variety of other brands. For more information about our dealership, please call Ken Ganley Nissan. Alternatively, you can start the approval process right on our website. We look forward to meeting you and learning more about your car ownership needs.

FAQs

What is guaranteed credit approval for a car?

At Ken Ganley Nissan, a guaranteed credit approval for a car is exactly what it sounds like – a guaranteed credit approval. We work with a massive network of financial institutions which allows us to secure auto financing for 99% of our clients. If you’ve made some mistakes in the past that damaged your credit – great! We work with lenders that are looking for people just like you. We’ll secure your financing with a more-than-fair rate and help you build your credit back up in the process. The worst case scenario and this is if you have massive negative remarks on your account with tens or hundreds of thousands of dollars in debt, you may need a little more money down.

Can I get auto financing with a 500 credit score?

Absolutely. We’ve financed clients with sub-500 credit scores again and again. We’ve even financed certain clients with sub-400 credit. Your credit score isn’t the end-all, be-all of whether you receive approval from a bank. You might have a 500 credit score, but all you’ve ever had in your name was a cell phone bill, and maybe you missed a few bills, had it shut off and accrued late penalties. No big deal, but it’s been sitting with a collection agency, and it’s the only thing on your credit. You don’t have bad credit per se; you just don’t have enough revolving credit to offset this one bad remark. Honestly, many of our lenders prefer customers in your exact situation.

Will I need a huge down payment?

Not at all. In some cases, you might not even need a down payment at all. There are multiple scenarios with all different types of credit levels. For example – clients with around a 550 credit score with a minimal amount of debt, and some old unpaid accounts who have a good history for the last year can probably drive off in something around the $25,000 range for about $1,500 down. This is just an example and is in no way guaranteeing it’s what will happen, but it’s a pretty good ballpark example to give you an idea of the things we can make happen.

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